Prudential COVID-19 Coverage for MindChamps Families
Daily Hospital Cash Benefit
If the life assured is hospitalised for medical intervention directly due to the side effects caused by the COVID-19 vaccination within 7 days from the date the life assured received the dose of the COVID-19 vaccine, we pay a Daily Hospital Cash benefit of $100 per day of hospitalisation subject to a maximum of 14 days for each COVID-19 vaccination dosage.
Note: Day of hospitalisation means a period of 24 hours of hospitalisation. The first day of hospitalisation starts at the time of admission to the hospital and each subsequent day of hospitalisation starts 24 hours after the end of the previous day of hospitalisation. The day of discharge is considered as a day of hospitalisation if the time of discharge of the life assured from the hospital is more than 12 hours from the later of:
- the time of admission to the hospital; or
- the end of the previous day of hospitalisation.
Hospitalisation excludes short stay ward, Accident & Emergency ward and day surgery.
The COVID-19 vaccination needs to be authorised by the Singapore Health Sciences Authority or classified under the Special Access Route (SAR) and administered on the recommendation of a Registered Medical Practitioner. The side effects of COVID-19 vaccinations must also be diagnosed in Singapore by a Registered Medical Practitioner and the life assured has to be hospitalised in Singapore on the recommendation of a Registered Medical Practitioner.
Note: A Registered Medical Practitioner is any person properly qualified with a degree in western medicine to practise medicine and is licensed by the Singapore Medical Council to practise medicine within the scope of his licensing and training. This cannot be you, the life assured or a family member of either.
Prudential Dengue Coverage for MindChamps Families
This is a micro-insurance plan providing highly affordable dengue coverage for 3 months.
- If you are diagnosed with Dengue Fever, you will receive a one-time lump sum payout under the Get Well Benefit of S$500 per policy term.
- You are also entitled to the Hospital Cash Benefit payout of S$200 for every 24 hours of hospitalisation, due to Dengue Fever, up to maximum of 5 days per policy term.
- You will be covered under this policy for death due to Dengue Fever, with a sum assured of S$20,000.
Note: We cover for Dengue Fever only and will not pay for any death or hospitalisation expenses incurred by the life assured as a result of any other cause or illness. Please refer to the policy contract for the exact terms and definitions. “Dengue Fever” means the diagnosis of dengue by a Registered Medical Practitioner confirmed by either a dengue antigen (NS1 Antigen) test or a dengue serology test. The diagnosis of Dengue Fever as stated above must be the first diagnosis in Singapore within the policy term.